What is the difference between pet insurance and a pet wellness plan?

Posted Sep 8th, 2020

What is the difference between pet insurance and a pet wellness plan?

Wellness plans and pet insurance are two different options to help make your pet's healthcare more affordable. There are benefits to both of these options, but it is important to understand the way their benefits differ/ Here, our Ocala vets explain more about pet insurance and wellness exams.

Protecting Your Pet's Future

Wellness plans and pet insurance policies both offer benefits to your pet's healthcare, but do so very differently. It's important that you understand what kinds of services your pet will and won't be covered for when you opt for one or the other. By understanding your options, you won't be left out of pocket when you visit your vet or need to plan to payment of your pet's veterinary care.

What is a wellness plan?

Wellness plans make it easier for you to cover the cost of routine veterinary care and, unlike pet insurance, you only pay for the treatments and services you use throughout the year.

Wellness plans allow you to adopt a more proactive approach to veterinary care by paying small monthly fees rather than  a larger sum each veterinary visit. Wellness plans help your vet to spot early signs of conditions or diseases that your pet may have before they become more serious, and more expensive.

What does a wellness plan cover?

Generally, wellness plans cover routine vet care including wellness exams, parasite preventives, annual blood testing and vaccines. Improving and maintaining the standard of your pet’s overall health during their lifetime is easier because these plans spread out the cost of routine vet care.

What is pet insurance?

Should your pet require an emergency veterinary care, pet insurance helps you to cover the cost of treatment. 

Fact is that, emergency treatment or treating an illness like cancer or diabetes can become very expensive. If you have pet insurance it means you will have financial help to pay the bills for any conditions and accidents that are covered by your pet insurance policy.

What does pet insurance cover?

Pet insurance policies may differ, but they generally cover treatment for emergency treatments required after accidents or for illnesses.

Pet insurance policies differ but they generally cover treatment for illnesses or emergency treatment required after accidents. Some policies may also include prescription medications and the treatment of hereditary and congenital conditions as well as orthopedic conditions.

How do I choose which option to buy?

Ensuring that you know exactly how wellness plans and pet insurance can benefit both your pet and you can help to decide which is right for you/ Some pet owners a wellness plan or pet insurance, and others will subscribe to both in order to make sure that their pet has complete healthcare coverage.

If you aren't sure which coverage is right for you, ask your vet. They can help you decide based on your pet's particular needs and concerns.

Our annual Wellness Plans help keep pets healthy. Choose the Wellness Plan that's right for your pet.

New Patients Welcome

Paddock Park Animal Care Center always accepts new patients! Our team of experienced vets are passionate about pet health in Ocala and beyond. We welcome you and your beloved pet to our veterinary family.

Contact Us

(352) 237-4176